is a full service Residential and Commercial financial brokerage in Texas and across the United States.
Headquartered in Houston, now established as one of the largest lenders in Texas, Financiera Moderna and its expert personnel maintain an A+ rating with the BBB by staying true to our ethical standards and truth-in-lending. We function as a performing based company that never charges any upfront fees closing.
We are a financial institution offering a vast variety of mortgage products in both the Residential and Commercial departments for acquisitions, refinance, cash-outs, rehabs, construction and more. Whether an experienced commercial investor or a first-time home buyer, our diverse mortgage products allow you to “tailor-make” your loan ranging from $100,000 to $5,000,000+.
We want to satisfy our customers' financial needs and help them succeed financially. This unites us around a simple premise: Customers can be better served when they have a relationship with a trusted provider that knows them well, provides reliable guidance, and can serve their financial needs.
The reason we wake up in the morning is to help our customers succeed financially and to satisfy all
their financial needs. The result is we make money because of our focus on serving customers, not the
other way around. This time-tested vision will forever be what matters to Financiera Moderna.
Our values should guide every conversation we have, every decision we make, and every interaction we have among our team members and with our customers. Our values should anchor every product and service
we provide and every channel we operate.
Government Programs, Conventional, Private Hard Money Lending and CMBS
Our Residential products include private and governmental sources for purchase, refinance, or cash outs. Our products include FHA, VA, Fannie Mae, Freddie Mac, USDA, Reverse Mortgages and more. We also offer very competitive Conventional Bank Financing and Hard Money Asset Based lending for those investors looking for a rehab loan, bridge loans, and more.
Our Commercial side also offers private and government sources for purchase loans, refinance, and cash outs. Our Products include Commercial SBA 504 and SBA (7)A, as well as Conventional Bank Financing, construction loans, foreign nationals, and CMBS non-recourse loans. We specialize in Hard Money Lending Asset/Equity Based loans for given specific situations.
Financiera Moderna, LLC.™ We are a full service residential, commercial and direct Hard money lender and Brokerage Firm. Within all licenses, we can offer every kind of residential loans, commercial loans, investor loans, swing loans, bridge loans, construction loans and real estate equity cash out financing. Our products include:
Conventional, FHA, VA, Fannie Mae, Freddie Mac, USDA, Jumbo, Super Jumbo, Reverse Mortgages, I-TIN Numbers, Foreign Nationals and more.
Hard Money / Asset Based Lending:
Equity/cash outs, acquisition/purchase, rate & term refinancing, bridge/swing loans, foreclosure-bail-out-loans, real estate tax loans, investor Loans, rehabilitation Loans & construction loans.
Conventional, private banking – asset based commercial mortgage financing. Government-guaranteed/backed mortgages, owner occupied SBA-504 & SBA-7(A). Equities/cash outs, acquisitions, rate & term refinancing and more.